Tianjin Binhai Rural Commercial Bank’s “Financial Spring Rain” helps spring plowing at the right time
Ensuring national food security has always been the top priority in building a powerful agricultural country. In addition to “doing everything possible to promote production and win a bumper harvest” and ensure national food security, this year’s Central Committee Document No. 1 proposed to anchor the goal of building an agricultural power to accelerate agricultural and rural modernization and better promote Chinese-style modernization. In the spring fields, financial water is also flowing. Tianjin Binhai Rural Commercial Bank seizes the critical period of spring plowing preparations, takes proactive measures, deploys in advance, conducts precise marketing, and provides efficient services, with the “acceleration of quick visits, quick reviews, quick approvals, and quick release” “Financial services allow farmers to prepare for spring plowing without waiting for a loan.” As of the end of February 2024, the bank’s agriculture-related loan balance was 10.914 billion yuan, including 1.892 billion yuan of inclusive agriculture-related loans.
Visit to “accelerate” spring plowing preparations
The Party Committee of Tianjin Binhai Rural Commercial Bank attaches great importance to the work of “agriculture, rural areas and farmers” and regards assisting rural revitalization as a key annual task. It plans, deploys, and arranges early, and carries out theme activities to help spring plowing and preparations throughout the bank, and actively cooperates with the Municipal Agricultural Committee, The agriculture-related government departments such as the Nongdan Communicate and Understand the Spring Plowing Preparation Conditions and Farming-Benefiting Policies within their jurisdictions, timely match preferential credit measures, and increase support in the agriculture-related field.
“Brother Li, what brand of grain seeds did he use this year?,Are fertilizers and pesticides ready? Are there enough funds? “Uncle Wang heard that your greenhouse will be expanded this year. Do you need financial support?” “Recently, Tianjin Binhai Rural Commercial Bank employees and farmers can often be seen in the fields “taking care of daily life”. In order not to miss the farming season, Tianjin Binhai Rural Commercial Bank organized a visit and survey on the capital needs of farmers and agricultural-related enterprises at the beginning of the year, and continues to do so. Carry out the contract building and rating work, implement the credit building and rating contract work of new agricultural business entities, organize operating agencies in Binhai New Area, Ninghe District and other regions to carry out marketing docking and file rating work for professional cooperatives and family farms on the list, and complete the establishment and rating of new agricultural business entities. It has rated more than 4,000 households, accurately grasps the production and farming situation of farmers, family farms, farmers’ professional cooperatives, etc., comprehensively analyzes farmers’ credit needs for spring plowing, and protects spring plowing preparations.
Service empowerment opens a “fast lane” for spring plowing preparations
Tianjin Binhai Rural Commercial Bank adheres to the principle of “agricultural services first, spring plowing funds first, and farmers’ loans first” and opens up a “green channel” for spring plowing preparations. On the premise of complying with the requirements of loan application, it simplifies the loan application procedures, optimizes the loan application process, Shorten the loan application time, improve loan application efficiency, ensure timely supply of credit funds, and effectively improve the response speed of spring plowing and preparation services.
Liubu Village is located in the southwest of Xiqing District, Tianjin City, at the intersection of Ziya River, Daqing River, and Duliujia River. It is one of the first agricultural tourism demonstration sites in the country and a municipal-level civilized ecological village. It is known as the “Beijing-Tianjin Vegetable Known as the “First Village”. After experiencing floods last year, the village’s “two committees” kept in mind the general secretary’s instructions and regrouped to actively carry out production self-rescue. After the Waking of Insects, we are busy preparing for spring plowing. In view of the short time for spring plowing preparations and the urgent need for funds, Tianjin Binhai Rural Commercial Bank planned and acted early. Following the footsteps of the General Secretary, following the disaster-stricken condolences, it came to the village committee again to find out the funding gap, establish a demand ledger and set up a special project. The service team extended a credit of 10 million yuan to the entire village in just three working days, providing sufficient financial guarantee for spring plowing preparations.
The product platform is used to prepare “quasi-drip irrigation” for spring plowing.
“The services of Binhai Rural Commercial Bank are really getting better and better! Thanks to the strong support of Binhai Rural Commercial Bank, our village collective seedlings can be planted in time. It is really a ‘loan’ for us and a ‘timely rain’.”Baitansi Village Joint Stock Economic Cooperative, Yangliuqing Town, Xiqing District, TianjinprincipalHe said with a smile.This is one of the cases where the bank has successfully assisted the development of village collective economic cooperatives in batches.It is understood that in order to strengthen the village-level collective economy, Yangliuqing Town, Xiqing District, has established a number of village-level collective economic organizations, led by the town’s agricultural center, to revitalize idle agricultural land in each village and complete the use of assistance. During the visit to Tianjin Binhai Rural Commercial Bank, it was learned that many village collective economic organizations were in urgent need of special funds for the cultivation and cultivation of saplings and vegetable greenhouses. They quickly organized visits by specialists and effectively solved problems such as shortage of funds and difficulty in guaranteeing through batch customer acquisition and innovative models. , Promote the improvement of the quality and income of the village collective economy. Since the beginning of this year, the bank has supported 13 village-level collective economic organizations in Yangliuqing Town with a total of 40.5 million yuan in credit funds, effectively supporting the development of village-level collective economic seedling planting and grain planting industries.
In order to effectively meet the financial needs of farmers in preparation for spring plowing, Tianjin Binhai Rural Commercial Bank has included supporting spring plowing and preparation production as a key task, and flexibly uses products such as “Puhui Credit e-Loan”, “Credit e-Loan”, “Weiyi Loan” and “Rural Revitalization Loan” , tailor-made and targeted financial service plans for spring plowing preparations, and actively handle card openings on-site through credit mobile back clipsto ensure timely disbursement of loans in the fields and comprehensively support spring plowing and production.
Don’t miss the good time for spring plowing. Spring plowing and production is a major matter related to people’s livelihood, and it is also a “heart matter” of Tianjin Binhai Rural Commercial Bank. The bank will always adhere to its market positioning and never forget its mission of supporting and promoting agriculture. Based on the characteristics of credit demand for spring plowing preparations, the bank will continue to optimize the credit process, proactively serve the credit needs of agricultural industries and new agricultural business entities within its jurisdiction, and introduce a steady stream of “spring plowing preparations” financial resources to better serve the contemporary tasks of “helping farmers maintain incomes, ensuring food security, and promoting agricultural modernization”.
