During the summer harvest season, the wheat waves are rolling. In this golden picture scroll, farmers started their busy summer harvest work. Once the wheat is ripe, the most important thing is to fight for it. Summer grain production is the first season of annual grain production, and winning a good harvest of summer grain is the key to agricultural production throughout the year. Tianjin Binhai Rural Commercial Bank regards supporting “three summers” production as an important starting point for serving rural revitalization. Collect money and grain, and return grains to the warehouse”, actively fulfill the responsibility of the main force of local finance in the “double grab” work with practical actions.
Grab a bumper harvest and apply enough “financial base fertilizer”
In Tianjin Jintianyuan Family Farm, several combine harvesters are constantly shuttling back and forth to harvest grain. Accompanied by bursts of roaring sounds, the heavy grains of wheat flowed into the storage bin of the harvester like water, and there was a busy and gratifying scene of summer grain harvest everywhere.
Looking at the scene in front of him, the person in charge of the farm could not conceal the joy of the harvest: “This year’s wheat growth is gratifying, and the harvest is very good. Thanks to Tianjin Binhai Rural Commercial Bank, we have applied for a credit in advance. The weather has been fine recently, and we are hurrying to rent harvesters to carry out the harvest. Hurry to harvest, the harvesting work can be completed in a few days, and then it will be dried as soon as possible to ensure that the grains return to the warehouse!”
The confidence of the person in charge of the farm comes from the high-quality credit service of Tianjin Binhai Rural Commercial Bank. Grain harvest is approaching, and the farm is short of funds for leasing agricultural machinery. After hearing the information, Tianjin Binhai Rural Commercial Bank immediately visited the door, conducted on-the-spot investigations, and combined with the actual situation of the farm, customized a personalized credit support plan. Through credit green channels, quickly Issuing a loan of 500,000 yuan for it not only has simple procedures, but also has preferential loan interest rates, which greatly reduces its financing costs.
Guaranteed settlement to achieve “grain pays money”
“It’s good to catch up with the market. Farmers sell their wheat as soon as it is harvested. Most of the time, we use ‘urgent’ money. Fortunately, Tianjin Binhai Rural Commercial Bank has 10 million yuan in summer grain purchase funds. It is very convenient to use the money at any time!” The person in charge of Tianjin Zoujun Trading Co., Ltd. said. Tianjin Zoujun Trading Co., Ltd. is a large grain purchase and storage company in Baodi, Tianjin. It has been engaged in grain purchase for more than 20 years, and the scale has also expanded from a few huts to 8 large warehouses. In order to cope with the summer grain purchase season, the company needs a lot of turnover. funds. The customer manager of Tianjin Binhai Rural Commercial Bank took the initiative to come to the door to connect, and tailored the “Weiyidai” solution for the company’s “short-term and urgent” capital needs to help it purchase summer grain. This product approves a recyclable credit line for small and micro enterprises, and enterprises can make financing and repayment anytime and anywhere.
When the summer grain harvest is approaching, Tianjin Binhai Rural Commercial Bank, according to the characteristics of “summer grain” customers’ time-concentrated use of funds and large demand for funds, actively connects with local key agricultural industry projects, large grain growers, family farms, farmers’ cooperatives and other new agricultural operations The main body accurately meets the service needs, and provides a series of inclusive credit products with strong pertinence, strong practicability and strong support, such as rural revitalization loans, credit e-loans, order loans, and quick guarantee loans. By optimizing the loan process, shortening the Approval time limit, and strive to send the funds for supporting agriculture to the farmers with the simplest procedures and the fastest speed, so as to help the “grain grains return to the warehouse” of summer grain.
Frequent visits to protect financial security
“Explain financial knowledge to us, provide financial services at our door, and help collect food, just like a family!” Brother Wang, who lives in Xuzhuangzi Village, Xiaowangzhuang Town, Binhai New Area, said excitedly. In order to strengthen the sinking of financial services to rural areas, Tianjin Binhai Rural Commercial Bank organized a special activity of “Financial Services Entering Rural Areas” to go deep into the agricultural-related areas under the jurisdiction of the outlets, relying on “one bag, one device, one team” to make mobile smart The hall “lives” and truly delivers financial services to people’s doorsteps. Form a “Party Member Volunteer Service Team” to the fields, grain storage and granaries and other places to deliver water, fans, and cool people, and fully assist in grain collection, drying, transportation, and storage of grain, and do a good job in the “backup army” of summer grain collection , Started the “defense war” for Xialiang’s acquisition. At the same time, aiming at the weak links in the popularization of financial knowledge in rural areas, it focuses on publicizing financial knowledge such as anti-counterfeit money, anti-telephone fraud, anti-money laundering, financial information security, and consumer rights protection, so as to comprehensively protect financial security.
Caption: The customer manager of Tianjin Binhai Rural Commercial Bank goes deep into the fields to understand farmers’ summer harvest financing needs
Summer grains are in a good harvest, and the service is at the right time. Tianjin Binhai Rural Commercial Bank will continue to increase financial services for the grain industry. While paying close attention to financial services for summer grain production and summer grain purchases, it will orderly provide loans in the field of summer grains. Take practical actions to fulfill the responsibility and responsibility of serving “agriculture, rural areas and farmers” and helping rural revitalization.