Taikang launched the exclusive tax-preferential pension insurance Fushou Baisui, continuing to help the three pillars of the national pension

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　　recently,Taikanglife insuranceroll outThe Newpersonaltax preferencePension products——Taikang Fushou Centenary2023 Pension Annuity Insurance (hereinafter referred to as “Fushou Hundred Years”)2023”),innovationLongevity Age PensionFundraising plan to help the construction of the three pillars of the national pension.

　　Tax incentives, guarantees“Lifelong”, enjoy the era of longevity

　　As an exclusive commercial pension insurance,“Longevity2023“Including endowment insurance benefits, it also provides death insurance benefits for customersSurvival and DeathDouble protection. Specifically, the product has four characteristics.

　　Enjoy tax relief. As a personal endowment insurance product that meets the conditions of national policies,“Longevity2023″ can enjoy personal tax reduction and exemption, the earlier the purchase, the more reduction and exemption; the higher the income, the more reduction and exemption, the maximum personal tax reduction can reach 5,400 yuan/year.

　　Guaranteed to receive OK.From the date of receiving the first pension insurance benefits, guaranteedreceive20Year.Available on time, yearlyIt can be received monthly or monthly, and it can be changed flexibly before the first endowment insurance payment date.If the insured dies within the guaranteed payment period, the beneficiary will be paid a lump sum of the unclaimed pension during the period.

　　The received amount is confirmed. The basic insurance amount can be agreed upon by the customer at the time of insurance application and specified in the contract to lock in the insurance benefits, make friends with time, and enjoy the era of longevity.

　　Pick up time is determined.Women’s pension start time is optional55, 60, 65 years old, men can choose 60, 65, 70 years old, flexible planning of retirement life.

　　To benefit more customers,Taikang Life Insurance is alsoContinue to expand“Longevity2023“personal pension productsSales channels,Currently opened through agent channels“Longevity2023“Salebusiness.

　　It can be said,as apersonal pensionproduct,“Longevity2023″ with itsSafe, stable, standardized, long-termcharacteristicsrealhelp customersdoneforfuture reserves,forTax cut now.

　　responsepolicy,Give full play to the advantages and help the three pillars of pension

　　The era of longevity is approaching, and the life expectancy of residents is extended.The “Three Pillars of Pension” builds the guarantee of my country’s multi-level pension insurance system. The first pillar is the basic endowment insurance established under the leadership of the government, which covers a wide range but has a low level of protection. The state encourages the development of the second pillar enterprise annuity and occupational annuity, and actively promotes the construction of the third pillar including personal savings pension insurance and commercial pension insurance.

　　The state provides a number of policy supports for the development of the third pillar of pensions.In April 2022, the General Office of the State Council issued the “Opinions on Promoting the Development of Personal Pensions”, which determined the institutional framework for personal pensions and made up for the shortcomings of the multi-level and multi-pillar pension insurance system.The Ministry of Finance and the State Administration of Taxation also issued the “Announcement on Personal Income Tax Policies Concerning Personal Pensions” to benefit the third pillar with preferential tax policies.

　　InsuranceWith its long-term stabilityorganically combined with pension services and other unique advantages, has become a driving force for the development of the personal pension systemimportantstrength.on the one hand,The original intention of personal pensions to benefit the peopleRequireThe product has a long-term stable investment philosophy.on the other hand,interest rate downunder the trend,insurance, etc.type financeThe product is more popular, not only can reserve long-term pension funds, but alsohopefulRealitynowAsset preservation.Exclusive commercial pension insurance is included due to its characteristics highly compatible with personal pensionsThatframe,It is expected to becomethird pillarPensionimportant composition.

　　As a leading life insurance company,Taikang Life Insurance is activeImplement the important deployment of the party and the government on standardizing the development of the third pillar pension insurance,In 2021, the first batch will participate in the exclusive commercial pension insurance pilot,2022againBecame the first batch of individual pension candidatesOne of 6 insurance companies, and isfirst batchThe only institution selected for two products. The two first batches of shortlisted policy pilots reflect that Taikang Life has excellent indicators in terms of business scale, solvency, risk rating, etc., and meets the product requirements and operating rules for participating in the pilot.

　　also,Taikang ExcellenceofInvestment strengthalsoIt is an important backing for long-term value preservation and appreciation of personal pension products. In the process of investment management of insurance funds, Taikang has formed a long-term, balanced and stable investment style, focusing on the balance between long-term and short-term returns, and the balance between absolute and relative returns, which naturally fits the needs of pension management.Currently, Taikang manages assets2.8 trillion yuan, and the pension management scale exceeds 720 billion yuan, becoming one of the largest pension management enterprises in China. Taikang Assets ranks 64th in the world and 3rd in China among the top 500 IPE global asset management companies,Taikang Life InsuranceThe average annualized return on investment ranks among the top in the industry.

　　The era of longevity is coming, and my country’s pension system is ushering in a period of opportunity for reform,Actively participate in the third pillar of pension, the sooner you save for pension,soonerImprove family financial security.TaikangLife protects customer happiness with professionalism and innovation,Continue to helpThe construction of the third pillar system of pension.

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