Multiple services just for you!China Life Insurance to develop 84 new products in 2022
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The life insurance companies under China Life Group have always adhered to the political and people-oriented nature of financial work, enhanced professionalism, adhered to customer-centricity, and adhered to the origin of insurance. By continuously accelerating the pace of product innovation, strengthening asset and liability management, and promoting insurance product supply-side reform, Protect the people’s better life with a high-quality diversified product supply system.
A few days ago, China Life Insurance Company released the 2022 ESG and Social Responsibility Report. The report fully demonstrates the company’s practice and achievements in the fields of environment, social responsibility and corporate governance in the course of operation and development, and also introduces the company’s product concept and product supply.
Guided by the national strategy, China Life Insurance Company insists on promoting enterprise development with hard work, continues to upgrade services intelligently, introduces diversified products and services, and improves customer service quality. The company strengthens product and service innovation according to local conditions, and is committed to meeting the diverse insurance needs of the people with professional and diversified products and services, contributing to serving the overall development of the country and protecting the people’s better life. In 2022, China Life Insurance Company will develop a total of new products84 modelschange the product4 models.
Build an inclusive insurance product system
China Life Insurance Company actively participates in inclusive insurance business, including critical illness medical insurance business for urban and rural residents, long-term care insurance business, urban customized commercial medical insurance business, development of tax-deferred endowment insurance, exclusive commercial endowment insurance, and premium or premium insurance. Relatively low amount of health insurance, accidental injury insurance, etc., to provide customers with rich and diverse inclusive insurance protection.As of December 31, 2022, the total number of critical illness insurance projects undertaken by urban and rural residentsMore than 200,coverNearly 350 millionUrban and rural residents; in 2022, urban and rural residents’ critical illness medical insurance compensationMore than 18 million passengers,indemnityOver 25 billion yuan.As of December 31, 2022, nearly60,coverMore than 27 million people; Cumulative landingMore than 100Urban customized medical insurance projects, in which50The project is a new project in 2022, and the cumulative number of people insuredover 22 million.
China Life Insurance Company has developed a variety of inclusive insurance products, focusing on increasing protection for specific risk groups such as the elderly, women, children and new citizens.In response to the actual needs of students and children in life, education and medical care, complete8 modelsDevelopment of new insurance products to expand the protection content and scope of student medical insurance.
As of December 31, 2022, China Life Student Insurance underwritesNearly 90 million peopleaccumulatively provided28.5 trillionInsured amount.Upgrade the existing group female disease insurance products, expand the scope of disease protection, and improve the flexibility of insurance liability portfolio;9.55 millionSpecific female groups provide approx.1.26 trillion yuaninsurance protection; provide insurance protection for families, pregnant women, newborns and other groups that comply with the national family planning policy, family planning family insurance coverageMore than 30 million peopleproviding approximately1.79 trillion yuanamount of protection. Develop the “Zunyi Life” series of product portfolios, adopt the design model of main insurance pension annuity + additional nursing insurance combination, provide pension annuity, birthday bonus, specific disease care and accidental disability care, etc., to meet the needs of customers for pension and nursing protection. Vigorously carry out accidental injury insurance for the elderly, and provide insurance coverage for the elderly population that covers disease death, accidental death, accidental disability, accidental fracture, medical expense compensation, hospitalization allowance, etc., and further improve the ability of the elderly to resist risks.As of December 31, 2022, the elderly accident insurance business underwritten by China Life Insurance covers about54.95 million passengers,providedover 3 trillion yuanamount of protection. In response to the increase in the number of immigrants brought about by urbanization and the increase in demand for social security, the company launched a new citizen insurance.Actively carried out the entrusted undertaking business of the pilot occupational injury protection for employed persons in new employment forms, and won bids in Beijing, Jiangsu, Sichuan, Guangdong and other places4Provincial projects.
Build an Internet personal insurance product system
In response to the needs of Internet customers, China Life Insurance Company has developed “China Life Guardian Star Accident Insurance (Internet Exclusive)”, “China Life Guardian Star Comprehensive Accident Insurance (Internet Exclusive)”, “China Life Excellent Future Children’s Annuity Insurance (Internet Exclusive) “” China Life Fuxiang E-life Pension Annuity Insurance (Internet Exclusive)”, “China Life Fuxiang Exin Annuity Insurance (Internet Exclusive)”, etc.5 modelsInternet personal insurance products. The company gives full play to the Internet’s advantages of “fast access, wide coverage, and high efficiency”, adheres to the Internet concept of “digital, intelligent, and shared”, and creates a collection of “Product + Service + Content“in one”Guoxibao China Life Insurance Mall“, launched in China Life Insurance APP, official WeChat and WeChat mini-programs, and initially formed the “a platform,matrix delivery,Thousands of contacts,global link“The new model of Internet direct sales provides users with more choices of paths to purchase China Life Insurance products.
In the future, China Life will continue to adhere to the guidance of Xi Jinping Thought on Socialism with Chinese Characteristics for a New Era, actively implement the decisions and deployments of the Party Central Committee, always abide by the principle of “insurance is insurance and insurance is for the people”, and give full play to the “shock absorbers” of the insurance economy and social The role of “stabilizer” is to enhance the people’s sense of gain, happiness and security with a more diversified product supply.
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