Recently, the Tianjin Banking Association officially released the “2022 Tianjin Banking Industry Social Responsibility Report” (hereinafter referred to as the “Report”). The report is released in both electronic and printed versions on the official website. This is the tenth consecutive year that the Association has released social responsibility Report. The “Report” was guided by the Tianjin Supervision Bureau of the State Administration of Financial Supervision and Administration, and was organized and compiled by the Association Secretariat, with the participation of 77 member units.
The “Report” includes a special topic and seven chapters, comprehensively reviewing the Tianjin banking industry in 2022. Under the care and guidance of the financial regulatory authorities and the Tianjin Municipal Party Committee and Municipal Government, the report adheres to the guidance of Xi Jinping Thought on Socialism with Chinese Characteristics for a New Era and implements the new Development philosophy, practicing people-centered development thinking, serving the real economy, developing inclusive finance, deepening green and low-carbon transformation, improving customer service quality and efficiency, protecting customers’ legitimate rights and interests, practicing social welfare undertakings, and strengthening comprehensive risk management Practical results and typical cases that help Tianjin’s economic and social development. The main contents of the “Report” are as follows:
1. Adhere to the guidance of party building and anchor the goal of struggle
In 2022, Tianjin’s banking financial institutions will conscientiously study, publicize and implement the spirit of the 20th National Congress of the Communist Party of China, fully implement the general requirements for party building in the new era, work hard, work diligently, consolidate party building work responsibilities, and play the battle fortress of grassroots party organizations. role, adhere to a strict tone to strengthen positive conduct and discipline, and promote high-quality development with high-quality party building as the guide.
2. Focus on national strategies and adhere to the original intention of serving entities
In 2022, Tianjin’s banking financial institutions will be based on the new development stage, shape new advantages in coordinated development, closely focus on the functional positioning assigned by the state, and empower the coordinated development of Beijing, Tianjin and Hebei to advance in depth; promote the construction of important projects and give full play to the “pressure” of major projects. It plays a key role in accelerating industrial transformation and upgrading, optimizing the allocation of credit resources for strategic emerging industries, promoting the conversion of old and new driving forces, and creating a new engine for development.
Until 2022At the end of the year, the balance of loans supported by Tianjin banking financial institutions to support Beijing-Tianjin-Hebei coordinated development projects was 904.314 billion yuan, a year-on-year increase of 20.9%; the balance of manufacturing loans was 321.903 billion yuan, a year-on-year increase of 21.2%; the balance of various loans to “specialized, specialized, special and innovative” enterprises 35.2 billion yuan, a year-on-year increase of 100%.
3. Practice finance for the people and strive to improve people’s livelihood and well-being
In 2022, Tianjin banking financial institutions will conscientiously implement the work deployment of the State Administration of Financial Supervision and Administration, provide high-quality inclusive financial services to small and micro enterprises, private enterprises, “agriculture, rural areas and farmers” and other fields, and improve the accuracy and coverage of financial services. and availability; assist in the implementation of the “People’s Support Project”, focus on solving the most pressing issues that the people are most anxious about, and improve people’s livelihood and well-being. As of the end of 2022, the balance of loans supported by Tianjin banking financial institutions for small and micro enterprises was 1,113.202 billion yuan, breaking through the trillion mark for the first time; the balance of inclusive small and micro enterprise loans was 282.386 billion yuan, a year-on-year increase of 28.5%; Tianjin has full jurisdiction over agriculture-related loans The loan balance was 277.908 billion yuan, a year-on-year increase of 11.5%; the inclusive agriculture-related loan balance was 34.836 billion yuan, a year-on-year increase of 18.9%; the loan balance of leading agricultural enterprise loans, farmer cooperatives, family farms and other new agricultural business entities was 9.83 billion yuan. A year-on-year increase of 10.5%.
4. Deepen green finance to help achieve dual carbon goals
In 2022, Tianjin banking financial institutions will increase their efforts in financial services to green industries, focus on achieving carbon peak and carbon neutrality goals, guide financial resources to tilt toward green and low-carbon industries, and increase investment in industries and projects in the process of green and low-carbon transformation. Increase financial support and extend the breadth of services to promote the comprehensive green transformation of economic and social development. As of the end of 2022, the total on- and off-balance sheet green financing balance of Tianjin banking financial institutions was 570.832 billion yuan, of which the green credit balance was 562.867 billion yuan, an increase of 100.769 billion yuan from the beginning of the year.
5. Improve service quality and efficiency and actively fulfill social responsibilities
In 2022, Tianjin banking financial institutions will proactively explore new digital development models, continue to improve the quality and efficiency of online and offline services, continuously strengthen self-discipline construction, strengthen awareness of integrity and compliance, and make every effort to protect the legitimate rights and interests of financial consumers, forming an “industry consensus” participation and social popularization”. By deepening targeted assistance, carrying out charitable donations, and advocating volunteer services, we will convey the warmth of the industry and create a bright future of sustainable development.
2023 is the first year to implement the spirit of the 20th National Congress of the Communist Party of China, and is a critical year for financial services to serve the construction of a modern socialist metropolis in Tianjin. Tianjin banking financial institutions adhere to the guidance of Xi Jinping Thought on Socialism with Chinese Characteristics for a New Era, and in accordance with the deployment requirements of the financial regulatory authorities and the Tianjin Municipal Party Committee and Municipal Government, continue to improve the quality and efficiency of financial services to the real economy, effectively prevent financial risks, and actively integrate into and serve ” “Ten Actions” to help Tianjin build a modern socialist metropolis with high-quality development, high-level reform and opening up, efficient governance, and high-quality life.
2022 Tianjin Banking Industry Social Responsibility Report