The market pace is slowing down and Yixuexuetang reminds investors to stay sober and invest rationally

As China’s economy continues to develop, the consumption behavior and investment attitudes of high-net-worth individuals are becoming increasingly mature and rational. The “2024 China High Net Worth Individuals Brand Trends Report” recently released by Hurun Research Institute has once again confirmed this trend. The report shows that although the scale of China’s high-end consumer market continues to grow, the attitude of high-net-worth individuals in consumption and investment has shown a more rational and prudent trend.

This survey covers 750 Chinese high-net-worth individuals with assets of over 10 million yuan, including 33 ultra-high-net-worth individuals with assets of over 100 million yuan. Their average total household assets are about 45 million yuan, and their average investable assets are 12 million yuan. It is worth noting that even these high-net-worth individuals have begun to be more cautious and rational in their consumption and investment attitudes.

The report shows that the average annual consumption of high-net-worth households dropped by 11% to 2.4 million yuan. Investment enthusiasm has also declined, but gold has become one of the most popular investment options, with its investment proportion reaching 15.7%, an increase of 1.5%. Followed by stocks, accounting for 14%. At the same time, real estate investment continues to decrease, with residential investment accounting for the highest proportion, accounting for 18.3%, followed by shops, accounting for 12%.

These data reflect that high-net-worth individuals pay more attention to rationality and risk management when facing consumption and investment choices. They no longer blindly follow the trend, but pay more attention to long-term and stable investment strategies. This is also consistent with the rational investment concept that Yixue Academy has always emphasized. Instead, you should choose products and methods that meet your own risk tolerance and investment goals through in-depth analysis and evaluation.

In this era of information explosion, rational investment is particularly important. Investors should keep a cool head, not be influenced by emotions and external interference, and adhere to long-term investment plans to pave the way for the preservation and appreciation of their wealth. At the same time, various platform departments are also continuously increasing their anti-fraud efforts. Previously, Yixue Academy donated 50,000 yuan to the anti-fraud charity project of the China Siyuan Engineering Foundation to help further advance anti-fraud operations and reduce the possibility of people being deceived. .

After entering April, with the disclosure of the annual report and the first quarter report, the fundamentals of the market have become clearer, and investors can judge the market trend more clearly. At the same time, the macro policy situation has become clearer. However, although the market experienced a rise before and after the Spring Festival, the upward pace has now slowed down, pressures from all aspects have gradually emerged, and there is still uncertainty in the market in the short term.

In such a market environment, Yixue Academy believes that investors should keep a clear mind, view market fluctuations rationally, and reduce risks by diversifying investments, controlling positions, etc. In addition, investors should also strengthen their financial knowledge and improve their investment skills in order to better respond to market changes.

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