Building a “financial dam” to fight floods Tianjin Binhai Rural Commercial Bank took multiple measures to provide financial services for flood control and disaster relief

Facing the flood disasters caused by recent typhoons and heavy rainfall, Tianjin Binhai Rural Commercial Bank thoroughly implemented the important instructions of General Secretary Xi Jinping on flood control and disaster relief work and the requirements of the executive meeting of the State Council, insisted on the supremacy of the people and life, and actively implemented the municipal government’s flood control Disaster relief deployment requirements, do a good job in pre-flood preparations, flood response, and post-flood services, increase precise credit support for post-disaster reconstruction and production recovery, and jointly build a “financial dam” for flood prevention and disaster relief.

Quick response to be a good flood control “safety specialist”

In the face of the flood situation, the Party Committee of Tianjin Binhai Rural Commercial Bank attached great importance to it, made overall arrangements, and paid close attention to implementation. It quickly established a leading group for flood prevention and disaster relief emergency work, took flood peak as a key task, strengthened emergency duty and work scheduling, and launched emergency plans. All operating institutions strengthened the risk investigation of outlets, focusing on flood prevention inspections of outlet computer rooms, warehouses, circuit lines, fire exits, drainage facilities, etc., to ensure the security of financial assets and important data, and ensure the stable operation of basic financial services and key infrastructure.

In order to reduce the risk of traveling in heavy rain, the bank guides customers to handle business through electronic and digital channels, guarantees the financial needs of the masses and enterprises for emergency cash withdrawal, and provides 96156 call-in services to shorten the waiting time for online manual service transfers and solve problems in a timely manner. Urgent and anxious questions.

Carefully arrange to create a “financial backing” for flood control

“In the early stage, we organized special personnel to visit and investigate the disaster situation, and timely grasp the disaster situation of farmers, farmers, tourism and other customers in the disaster area and the recovery of production needs.” In order to ensure the normal operation of production and operation in the disaster-stricken area, Tianjin Binhai Rural Commercial Bank took the initiative to connect with flood control Various enterprises in disaster relief and people’s livelihood protection, focusing on enterprises in Jinghai, Wuqing, Xiqing, Beichen and other regions, deeply understand the financial service needs of enterprises, and formulate “one-to-one” service plans. At the same time, increase the matching degree of existing products such as “Puhui Credit E-Loan” and “Rural Revitalization Loan”, simplify the credit approval process, and vigorously support the repair and reconstruction of damaged houses, roads, water conservancy and other projects in severely flooded areas to meet the needs of the production of flood control emergency materials, The credit needs of enterprises such as transportation, purchasing and storage.

Tianjin Communications Group is the main force responsible for flood control and drainage in Tianjin and the transfer of residents. When the typhoon came, it devoted itself to flood control and drainage work to ensure the safety of citizens’ lives and property. The continuous rainstorm brought liquidity to the transportation group pressure. In order to help the transportation group alleviate the shortage of funds, Tianjin Binhai Rural Commercial Bank took the initiative to connect with it at the first time, and quickly issued 20 million yuan of financial support to its subsidiaries to meet its financial needs during the flood season and fully support the local government in flood relief.

Conveying warmth and building a “hard core team” for flood control

　　The shimmer gathers and conveys warmth.Tianjin Binhai Rural Commercial Bank encouraged the majority of party members and cadres to play a role in flood prevention and disaster relief. The bank’s Dagang Sub-branch, Xiqing Sub-branch and other operating institutions took the initiative to set up volunteer service teams, and successively contributed toDagang “Three Streets and Three Towns”,Taitou Town, Xinkou Town, Zhangjiawo Town, etc.Workers on the front line of flood fightingDonated nearly 800 boxes of mineral water, instant noodles, ham sausage and other daily necessities, more than 100 boxes of towels and medicines,Do a good job in logistics support for flood control personnel. At the same time, the bank uses the “Love Station” in its business outlets to provide disaster-stricken citizens and disaster relief personnel with heart-warming services such as escape, drinking water, and charging, making the “Love Station” a safe haven, gas station, and resting place for flood prevention and disaster relief.

“Thanks to Tianjin Binhai Rural Commercial Bank and fellow villagers for helping us solve the problem of slow sales.” When the Xiqing Zhangjiawo Sub-branch of the bank visited the affected farmers, they learned that the corn of the farmers in Xinkou Town was affected by the disaster. If they were not picked and sold in time, rust may be caused in the later stage, causing greater economic losses. Affected by the continuous heavy rainfall, the farmers Facing the dilemma of “selling hard”. In response to this situation, the bank immediately organized personnel to use various channels such as Moments, customer groups, Douyin and other online platforms to help farmers bring goods. In a few days, thousands of catties of corn were sold to help farmers solve their urgent needs.

　　In the next step, Tianjin Binhai Rural Commercial Bank willContinue to practice the responsibility of local corporate banks,Serving post-disaster reconstruction as a key task. Increase financial support for rural roads and other infrastructure, planting and breeding households, agriculture-related enterprises, tourism and other disaster-affected farmers, small and micro enterprises, and provide powerful, fast, and warm financial services for flood prevention and disaster relief work with practical actions.

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