Bank of Shanghai: With careful planning and careful deployment, it steadily promotes the “Ten Thousand Enterprises and Tens of Billion” campaign and the “Thousands of Enterprises and Tens of Ten Thousands of Households” project for first-time loan borrowers.
Since the Shanghai Banking and Insurance Industry’s “Ten Thousand Enterprises and Tens of Billions” Action and the Mobilization Conference for the “Thousands of Enterprises and Tens of Ten Thousands of Households” Project for First-time Lenders were held, the Bank of Shanghai has conscientiously implemented the work requirements of the Shanghai Supervision Bureau of the State Administration of Financial Supervision, carefully planned and deployed, and the overall Leading cadres of the branch took the initiative and took the lead to promote the “Ten Thousand Enterprises and Hundreds of Billion” campaign and the “Thousands of Enterprises and Tens of Ten Thousand Households” project for first-time loan households in depth.
In the past few days, Zhu Jian, President of the Bank of Shanghai, has led a team to visit a number of small and medium-sized enterprises to listen to their needs face-to-face. He said that this special action is a practical measure taken by the State Council and Shanghai recently to help small, medium and micro enterprises to stabilize growth, adjust structure and strengthen capabilities. The Bank of Shanghai will thoroughly implement the regulatory requirements of “entering thousands of enterprises, improving confidence and providing excellent services”, and will further Better serve the real economy and support the development of small, medium and micro enterprises.
All employees at the head office and branches take action to ensure work effectiveness
The head office of the Bank of Shanghai has established a leading group, headed by the president of the head office, to coordinate the front, middle and back-office departments to promote bank-wide activities, improve various organizational guarantees, and formulate detailed implementation plans. Through the establishment of green approval channels, the deployment of full-time approvers, and the deployment of Special rewards for first-time mortgage households and the establishment of a long-term financing mechanism. Each branch has set up a working group with dedicated personnel and dedicated posts, with responsibilities assigned to people at different levels to ensure effective leadership, efficient promotion, and timely response to the needs of small, medium and micro enterprises.
Use big data inside and outside the industry to accurately push lists
Bank of Shanghai uses internal and external data to formulate hierarchical classification promotion strategies based on whether credit is granted, whether to open an account, customer area, enterprise type, risk category and other dimensions, completes the classification marking and distribution of list companies issued by the Shanghai Supervision Bureau, and promotes list customers Accurate docking. For the three key customer groups of high-quality taxpayers, scientific and technological small and medium-sized enterprises, and foreign trade small and medium-sized enterprises, we will refine the docking requirements, clarify the promotion strategy from the three aspects of regional characteristics, customer distribution, and supporting products, and actively implement “100% customer docking” and “channel docking” 100%”, and explore pre-credit granting to companies without loans on the list.
Leading cadres lead by example to promote docking
Leading by orders rather than leading by example, the presidents and department heads of the Bank of Shanghai’s head offices and branches proactively contacted enterprises to visit them, and took the lead in launching the “Visiting Ten Thousand Enterprises to Improve Confidence and Excellent Services” campaign, forming a good example and demonstration effect throughout the bank. , has set an example for the whole bank’s marketing frontline, and promoted the “Ten Thousand Enterprises and Hundreds of Billions” campaign and the “Thousands of Enterprises and Tens of Ten Thousand Households” project for first-time mortgage households to continue to deepen.
Up to now, the Bank of Shanghai has completed the pre-credit granting work for the entire list of enterprises, connected with tens of thousands of enterprises, opened 260 new accounts, added 723 new loan customers, and added 12.377 billion yuan in loans. Among them, 44 new first-time loan customers were newly supervised, with a first-time loan amount of 99.12 million yuan.
In order to actively fulfill its social responsibilities, the Bank of Shanghai also launched the “Celebrating the Mid-Autumn Festival and National Day and Benefiting the Real Economy” campaign in September, actively exempting and exempting loan interest for some newly issued loans to inclusive, private and other entity enterprises.
In the next stage, the Bank of Shanghai will continue to play the role of local financial institutions as the main force in supporting small, medium and micro enterprises, further strengthen the connection with local regulatory agencies, government departments and major industrial parks, unblock information channels, expand customer sources, promote effective customer contact, and through public and private Comprehensive financial services will be implemented through linkage, product linkage, local and foreign currency integration, etc. to better serve the small, medium and micro real economy and help the high-quality development of the small, medium and micro real economy.
