On December 26, the Tianjin Supervision Bureau of the State Financial Supervision and Administration Bureau held a special press conference on policy financial support to expand effective investment. At the meeting, Yang Deping, President of the Tianjin Branch of the Agricultural Development Bank of China, introduced the bank’s situation in terms of serving rural revitalization, strengthening strategic response, and improving financial service levels in line with benchmarking and positioning requirements.
On December 26, the Tianjin Supervision Bureau of the State Administration of Financial Supervision held a special press conference on policy financial support to expand effective investment.
According to reports, since this year, the Tianjin Branch of the Agricultural Development Bank of China has thoroughly studied and implemented the spirit of the 20th National Congress of the Communist Party of China, conscientiously implemented the spirit of the Central Financial Work Conference, the Central Economic Work Conference, and the Central Rural Work Conference, and fully implemented the decisions and arrangements of the Party Central Committee and the State Council. In accordance with the work requirements of the Municipal Party Committee and Municipal Government and the Tianjin Supervision Bureau of the State Administration of Financial Supervision, we will fully serve the “Ten Actions” to oversee the overall situation of credit support for agriculture and increase financial support.
As of the end of November, the bank had issued a total of 22.74 billion yuan in various types of loans, with an average annual growth rate of 15% in the past five years; the loan balance was 81.56 billion yuan, a net increase of 8.99 billion yuan from the beginning of the year, an increase of 12%, excluding the factor of debt reduction, giving full play to its Functional role of policy banks.
Focus on main responsibilities and main businesses to fully serve rural revitalization
The bank issued the “Implementation Opinions on Fully Serving the “Comprehensive Promotion of Tianjin’s Rural Revitalization Action””, focusing on key areas of “agriculture, rural areas and farmers” such as food and energy security, industrial and supply chain stability, agricultural and rural construction, and green and low-carbon development, and increased loans Invest more efforts to fully support the implementation of national strategies and the development of “agriculture, rural areas and farmers”.
Fully serve food and energy security. We effectively ensured the supply of policy-oriented grain and oil purchase and storage funds, fully served market-oriented acquisitions, and issued a total of 2.54 billion yuan in market-oriented loans for grain, cotton and oil, a year-on-year increase of 21.6%. We actively supported municipal energy reserves and issued refined oil loans for the first time to help ensure energy security. The “Notice on Actively Using Policy Financial Funds to Accelerate the Construction of High-Standard Farmland and Improvement of Cultivated Land Quality in Tianjin” was jointly issued with the Municipal Agricultural Committee. The balance of agricultural land loans was 1.68 billion yuan, an increase of 17.9% from the beginning of the year, strongly supporting the “two Tibetan areas” “The strategy is implemented.
Fully serve agricultural and rural construction. Actively serving the implementation of the city’s guaranteed rental housing financing plan, it has issued a total of 2.16 billion yuan in loans, and the second batch of “guaranteed housing” special loans have been issued efficiently. We vigorously supported the modernization of the agricultural industry and issued a total of 1.14 billion yuan in agricultural science and technology loans. We continued to increase support for water conservancy infrastructure projects such as water resources allocation, water ecological protection, and urban and rural water supply, and issued a total of 1.23 billion yuan in water conservancy loans. Focusing on improving the completeness of rural infrastructure and the convenience of public services, a total of 14.25 billion yuan in loans has been issued to vigorously support rural infrastructure to make up for its shortcomings.
Fully serve the construction of ecological civilization. Efforts have been made to implement the “green and low-carbon development action”, focusing on six major green industries such as clean energy, energy conservation and environmental protection, and highlighting key areas such as improving rural living environment, rural energy construction, resource conservation and intensive recycling, and comprehensive environmental management. Loans of 4.36 billion yuan were granted, and the loan balance was 16.38 billion yuan, an increase of 13.5% from the beginning of the year.
Strengthen strategic response and actively play a functional role
The bank closely focuses on major strategic deployments such as the coordinated development of Beijing-Tianjin-Hebei and the construction of affordable housing, the construction of “both leisure and emergency” public infrastructure, and the “three major projects” of urban village reconstruction, accurately allocating credit resources, and fully serving Tianjin’s economy and society High quality development.
Actively support the coordinated development of Beijing, Tianjin and Hebei to go deeper and more solid. The “Implementation Opinions on Fully Serving the “Tianjin Beijing-Tianjin-Hebei Coordinated Development Deep Promotion Action”” was issued, actively supported the construction of 16 professional bearer platforms including the Binhai New Area comprehensive bearer platform, vigorously supported the construction of “Beijing-Tianjin-Hebei on Track”, and continuously strengthened interconnection Interoperable comprehensive transportation network credit support.
Actively serve the high-quality development of Binhai New Area. The “Implementation Opinions on Fully Serving the “Tianjin Binhai New Area High-Quality Development Support and Leading Action”” was issued, and actively supported the construction of affordable rental housing in Dongjiang Port, the import of frozen agricultural products and the ecological management of the coastline. As of the end of November, 51.7 loans had been provided to Binhai New Area. billion, a year-on-year increase of 7%; the loan balance was 13.03 billion yuan, an increase of 16% from the beginning of the year.
Actively promote the implementation of national strategic deployment. Solidly promote the marketing docking of the “three major projects” of affordable housing construction, “both leisure and emergency” public infrastructure construction, and urban village reconstruction, set up a special work team, proactively consult with the municipal work team for instructions and reports, and go deep into Dongli, Beichen, and Wuhan Qing and other districts communicated, understood the situation, and made every effort to promote business implementation. It immediately issued a loan of 9.5 million yuan to support post-disaster recovery and reconstruction, and made every effort to build a “financial dam” for flood prevention and relief.
Benchmarking requires improving financial service levels
The bank focuses on its positioning role as a bridge between the market and the government, strategic implementation tools, macro-control means, policy support channels, and market benchmarks, and continues to strengthen service capacity building to contribute to the development of Tianjin’s “agriculture, rural areas, and farmers.”
Deeply explore service potential. Focus on key regions, key customers, key projects, key areas, and key departments to carry out in-depth marketing docking. Since the beginning of this year, the Agricultural Development Bank of China Head Office has signed a new round of strategic cooperation agreement with Tianjin. The municipal branch has signed strategic cooperation agreements with 12 government departments, local governments and key customers, and implemented them in a project-by-project and list-based manner. Make the best use of existing policies and products to achieve broad-based promotion and point-to-point breakthroughs.
Continue to deepen reform and innovation. Based on the “one base and three areas”, we will create a financial innovation operation demonstration area positioning, innovate working models such as loan supervision and approval and review, and actively leverage the advantages of flat loan processing. Make full use of smart loan and quick loan systems to support the development of small and micro enterprises through online and offline linkage, and the loan processing speed and service level have been continuously improved. Strengthen technological empowerment, use robotic process automation technology (RPA) and artificial intelligence technology (AI) to improve data service levels and operation and management quality and efficiency, and further reduce the burden on the grassroots.
Actively implement the policy of reducing fees and providing benefits. We will fully serve the integrated development of Hong Kong, Industry and City, and provide trading companies in key areas with free handling fees for settlement and issuance of certificates and preferential concessions for foreign exchange settlement and sales. The average interest rate of newly issued loans dropped by 11 BP compared with last year, helping to alleviate the difficult and expensive financing problems in the “agriculture, rural areas and farmers” field.
Yang Deping said that in the next step, the Tianjin Branch of the Agricultural Development Bank of China will thoroughly study and implement the spirit of the Central Financial Work Conference, the Central Economic Work Conference, and the Central Rural Work Conference, closely focus on the “Ten Actions” of the Municipal Party Committee and Government, and actively help to do a good job in science and technology. “Five major articles” on finance, green finance, inclusive finance, pension finance, and digital finance, accelerate the construction of affordable housing, the construction of “both emergency and leisure” public infrastructure, and the transformation of urban villages, and further accelerate the Increase credit support, improve financial service levels, and effectively contribute to the high-quality economic and social development of Tianjin.